If you sustain an injury on the job, workers’ compensation is supposed to help you get back on your feet by providing monetary assistance or death benefits if the worker’s injury leads to death.
After you file a worker’s compensation claim, the board will investigate your case to determine whether you qualify for benefits under their policy. If the claim is valid, you will begin receiving benefits.
What happens if your injury requires surgery?
If you get injured on the job, you may be required to have surgery as part of your treatment. If you undergo surgery while receiving workers’ compensation insurance, you should ensure that your employer is aware and that you receive fair compensation for your injury, including:
- Monetary compensation for lost wages
- Coverage for all medical expenses, including surgery
- Compensation for pain and suffering
If you must undergo surgery as part of your treatment plan, you should ensure that the insurance company covers the surgery. Surgeries often significantly raise costs and can lead to psychological anguish and distress, which the insurance company should compensate you for.
Cost of surgical procedures
Sometimes, companies do not want to pay for surgical procedures because they are costly. In those cases, you should understand your rights and, if you choose to, seek advice from an advocate who can help you file and, in some instances, appeal a workers’ compensation claim.
Injuries on the job can be a complex topic. These injuries can cause temporary harm, and some injuries can have long-lasting effects on your health and well-being. It is important to understand how the workers’ compensation system works so you can do what is best for you.